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Best Mobile Banking Apps in Australia 2020 to perform banking tasks Skip to content
In our last update, we have given the top 10 list of best mobile banking apps in the US . In this post, we’ve listed some of the best mobile banking apps in Australia. Highlighting some of their features and functionalities offered by each of the apps in the list. Mobile banking applications have many advantages and let us do a wide range of banking tasks with our fingertips. Mobile banking applications not only save our time. But also allows us to keep track of and manages our finances on the go without the need to go to our respective bank branch.
A good banking app should have all the basic features and services. Common banking features such as transactions- transfers, payments, deposits are the must-have features in the apps. Apart from these, the app should be secured to stay safe from unwanted fraudulent activities. Therefore, the security feature is the most important thing that everyone should be concerned.
Things to look for…. Easy Access and navigation: The app should be easy to access and easy to navigate around. Quick access to account balance and easy to transfer money and pay bills. We all want to easily manage our finances with a few taps.
Features: Banking apps should have all the basic features such as transactions and account overview. Apart from easy access to account statements such as transaction history. It should also have some useful tools such as forecasting and spending tools or even financial tips, suggestions, and advice.
Security: Generally, good mobile banking apps have a security guarantee. Security is paramount to any mobile banking transactions. Make sure that all your financial details are kept safe. Encryption of data is also important so that hackers won’t be able to access your information. Some of the best banking apps use encryption technology to protect your account and secure.
Support: Access to customer service is another feature that we all need at some point in time. Customer services should be available 24/7.
Best Mobile Banking Apps in Australia Is your Bank provides mobile banking app? or are you looking for third-party banking and budgeting apps? To make things easier for you, we’ve listed some of the best banking apps in Australia. We prepared our list based on certain factors, such as the above-mentioned features.
Apart from the above, we also look into the number of installs, user ratings and reviews on the app stores. However, your bank will be the main decider when you are looking for a mobile banking app. This is because you can’t access your bank account details through another bank. If you want to switch your bank or looking for third-party apps then consider checking out our top list.
Most of the Australian banks now have a mobile banking app that they allow their customers or users to perform various banking tasks. Below is our top Australian Banking Apps.
1. ANZ Australia App 2. Bankwest App 3. CommBank App 4. Beyond Bank App 5. Westpac Mobile Banking App 6. ING Australia Banking App 7. NAB Mobile Banking App
1. ANZ Australia App ANZ Australia has redesigned their app and bring some interesting new features which make it mobile banking a lot easier. ANZ Australia app has all the features that one can expect, like transferring money to any account, BPay, viewing account details, balances and even receive money.
The app is available for both iOS and Android and can be downloaded from the App Store and Google Play. Let us get to know what makes the ANZ Australia app as one of the top mobile banking apps in Australia.
Account Overview: With a user-friendly interface, you can easily access your account and check your balances from your app home screen in seconds. That also, without the need to login to the app. From your app dashboard, you can view your bank balances, transfer money and make payments simply and easily.
You can also share your account details by SMS or email so people can pay you back easily or verify. Not only that, you can register your account in five different devices you own. However, you can only log in to one device at a time.
Transfers and Payments: Within the app, you can make any payments like paying people, bills on the move with Pay Anyone and BPay® transactions. It also has the ability to check your account mini statement for your credit card as well. All the payments are made through secure payment. It also supports Voice ID as an additional layer of security when you’re on the move. The app allows users to make payments over $1000 and pay BPAY® bills over $10,000 without having to remember extra passwords or PINs.
Security: ANZ Australia app supports fingerprint login and pins to quickly access your account. Your account is covered by the ANZ Internet Banking Guarantee. So you don’t have to worry much about the safety of your account.
Other Features: There are several other useful features and tools. You can see your mini statement for your credit card to see where you stand each month. The app also helps you keep track of due dates by adding a payment reminder to your calendar. Excellent customer support and many more.
Rating: 4.6/5
Get ANZ App
2. Bankwest App A division of Commonwealth Bank of Australia- Bankwest has developed a nice looking and handy app. Like most other popular banking apps, Bankwest App has basic functions such as send money, view your accounts some unique features. Let’s see some of the features offered by Bankwest App.
Account Overview: Like most of the above apps, this app also lets you access your account information such as balances, transactions, and payments to Pay AnyBody recipients and BPAY® billers. The 4 digit PIN Login gives you access to the app, which makes it secure. It also has a search function to let users search for the closest Bankwest store or ATM.
Payments & Transfers: You can perform various transactions such as payments and transfers through certain payment gateways integrated into the app. The app helps you manage your daily payment limits within Bankwest Online Banking. Within the app, there is a ‘Payments & transfers’ tab where you can see your ‘Payment limits’.
Through the app, you can transfer not more than $20,000 per day. Pay AnyBody, BPAY®, PayID and New Payments Platform (NPP) are integrated into the app. With these tools, you can transfer or send money to any account at Bankwest or another financial institution within Australia.
Security & Notifications: The app comes with enhanced security with ‘No Loss Security Guarantee’. The app alerts users with customizable push notifications for important activities in their personal transaction and savings. These notifications include high and low balances, scheduled payments, account deposits and more. Also, limited alerts provided for some credit card transactions.
Other features: There are few other features such as latest foreign exchange rates, calculators to help you work out home loan repayments, compare home loans, create a budget and much more.
Rating: 4.3/5
3. CommBank App CommBank formerly known as CommBank Kaching is Commonwealth Bank’s banking app. It has been regarded as Australia’s number one online banking app with over 7 million installs and a rating of 4.2 on the app stores. The app is available for both Android and iOS devices and is completely free to download and use.
CommBank app offers a complete internet banking experience. It offers PayWave and Tap and Go shopping with a PayTag sticker and users can also withdraw cash from an ATM without using their card with the ‘Cardless cash’ function on the app.
CommBank app has a number of amazing and unique banking features available on their mobile banking app. Below are some of the main features of the CommBank app.
Account Overview: With CommBank app you have complete access to your account, a secure and easy way to manage your money on the go. With CommBank App managing your bank account is easier and more convenient than ever before.
You can securely access everyday banking essentials with just a few taps. You can check your bank account balances, view upcoming payments, transfers and schedule new ones. You can also view your credit card statement information, including minimum payment and due date. You also access various tools such as calculators and other useful applications.
Transfers and Payments: With just a few taps, you can transfer and make payments with ease. with the BPAY® feature, you can easing make payments by entering a phone number. Not only that, but you can also make cash withdrawals with Cardless Cash. You can also easily manage your credit card repayments, set your limit, lock payments or set a spending cap.
Locate ATM: In case, if you need to withdraw money and looking for the nearest ATM, the app comes with a handy feature that will help you locate ATM that are close by.
100% Security Guarantee: This is one of the most important features that everyone should be concerned about. CommBank app is said to have a safe 100% Security Guarantee features to protect your bank account from fraudulent activities.
CommBank app will cover any loss should someone make an unauthorized transaction on your account using the app. It provides you and protects your phone. It immediately notifies you in case of theft or misuse, and of any suspicious activity on your accounts.
And many more other features…..
Rating: 4.2/5
4. Beyond Bank App Beyond Bank App is the official app of Beyond Bank, an Australian customer-owned financial institution. Beyond Bank App has been awarded as the best mobile banking apps in Australia for a consecutive year. It provides financial services to its members including savings and business accounts, term deposits, loans, insurance, and financial planning.
The app is available for both Android and iOS devices and is completely free to download and use. However, to use this app, you need to have an account and registered for internet banking. Beyond Bank app has several winning features, some of these main features may be highlighted below.
Account overview: With Beyond Bank App, you can instantly overview your accounts on a single screen without the need to log in. You can see all the information on transactions. From the app dashboard, you can view, create or schedule new payments, cancel cards, change limits on transfers and transaction accounts.
You can also plan your next adventure and get advice on your travel details or complete international transfers and payments. With Beyond Bank App you can keep track of your details and manage your payments and purchases or check balances and bills anywhere, anytime on the go.
Transfers and Payments: The Beyond Bank App easily lets you perform various banking transactions such as transfers and payments with ease. With the integration of PayID, you can easily send and receive money by just using an email address or mobile number. There are some useful tools or functions such as scheduling your transactions and see a list of scheduled transfers, pending transactions. Also, there is a tool for activating and deactivating your credit or debit card. An Apple Pay is also available in the latest update.
Locate nearby ATM: The app comes with a useful tool to let users search or look out for nearby bank branches and ATMs. The locator gives the users the closest branch and ATM based on the current location of the user.
Security: This is one of the most important features that everyone should be concerned about. We all want our bank account to be safe from fraudulent activities. Beyond Bank App comes with a very secure application. There are certain security features such as Touch ID and Fingerprint authentication, secure messages and real-time notifications of your account activities. PIN + Device-based security makes this mobile banking app incredibly simple and secure.
And lots more….
Rating: 4.2/5
5. Westpac Mobile Banking App Number 5 in our list of best Australian Mobile banking apps is the Westpac app. The Westpac Mobile Banking App is one of the most popular internet banking apps in Australia. Westpac Live is an award-winning banking experience which allows users to manage their business finances securely and easily, across desktop, mobile, and tablet.
With Westpac Mobile Banking you can now take your bank with you wherever you go anywhere. The app has recently updated its app and now comes with a new look design, clean and user-friendly UI. It is easy to use, secure and a convenient way to the bank on the go. These are some of the main features of the Westpac Mobile Banking App.
Account Overview: The app gives you a quick view of your account information. You can easily view your current available balance, transactions history without the need to sign in. You can easily share your BSB and Account information via your choice of messaging app platforms. You can set up account, payment and security alerts or notifications. You can also lookup transactions history, view and save eStatements and transact on foreign currency accounts.
Payments & Transfers: Like most banking apps, Westpac Mobile Banking App allows users to transfer money between their accounts and other accounts. With the integration of Pay, Anyone and BPAY® users can make various payments. The app lets users receive or send Email payment receipts, manage payees and BPAY billers.
It also has the ability to schedule and manage recurring payments and approve payments. Users can also use Cardless Cash to withdraw cash without a debit card from any Westpac, St.George, Bank of Melbourne or BankSA ATM in Australia.
Security Features: It supports fingerprint login if the phone supports it or sign in with a 4 digit passcode. It has the ability to temporarily lock or unlock card for up to 15 days to stop all transactions. Real-time account activities notifications.
Additional features & Services: Other features and tools include such as Mobile Wallets, opening a term deposit, or a savings or transaction account. Tools to apply for a credit card, personal loan or Westpac Global Currency Card. Calculators for loan borrowing and repayment. The ability to download a Proof of Balance report of a 30, 90 or 120-day transaction listing report and many more.
Rating: 4.1/5
6. ING Australia Banking App ING Australia has developed a native mobile app with a clean design and does what you need it to and is fast. It is considered one of the best-integrated banking apps for mobile. ING Australia keeps things simple, unlike most other complicated banking apps. With a modern-looking app, you can get your balance overview on the app home screen without login.
Overall it is the most pleasant to use a banking app, which lets you easily view a balance, transactions and the options to send money to another account. ING Australia Banking App is available for Apple and Android devices. Users can download for free from the Apple App Store or Google Play Store.
Account Overview: The has a simple and user-friendly interface which lets ING account holders to easily view their transactions history, savings, business, home loans and super. The app also allows users to see a full transaction history of up to three years. Users can also choose to check the balances of their accounts without logging in.
Transfers & Payments: With ING Australia Banking App you can pay anyone, including new people or account, new billers and anyone that are listed in your Address Book. Within the app dashboard, users can set up profiles to allow multiple customers to use the same device. Create, edit, view and delete scheduled payments.
The app lets users to easily transfer money to linked accounts and also the ability to let others know you’ve paid them via SMS or email. It also has the ability to place Orange Everyday Visa Debit card on hold, and remove from hold whenever you need it. With Orange Everyday card integration, you can tap and pay with your mobile phone via Android Pay.
Other Features: There are many other features and tools such as tools to activate new, reissued or replaced Orange Everyday Visa Debit cards. Tools to find out your current interest rates and benefits for accounts you hold with ING Bank. You can also reset your access code securely inside the app and change the nickname of your account as you wish. Also, the ability to change your Orange Everyday card PIN securely within the app and lots more.
Rating: 4.1/5
7. NAB Mobile Banking App National Australia Bank (NAB) App is designed to be fast and seamless to make banking as convenient and easy as possible for customers. The NAB Mobile Banking App is a smart app that will help you tap into more control, more peace of mind and more freedom wherever you are. The app is available for Android, iOS and Windows platforms. It is among the best Mobile Banking Apps in Australia.
The main objective of the NAB Mobile Banking App is to give their customers more control over their everyday banking activities with just a few taps. It has some basic and advanced features that make it some of the best banking apps. We will highlight some of these main features below.
Quick Access & Overview: The NAB Mobile Banking App is designed to be user-friendly with easy navigation. With NAB Mobile Banking App you can quickly see your account balances without the need to log in. With your fingerprint, you can easily access the app. You can also get more transaction details with various options.
The app also lets you customize your Visa card settings and decide when and how you use your card. From the app dashboard, you can switch contactless payments, online transactions, overseas purchases and get transaction notifications. This app gives you full control over your bank account at your fingertips.
Easy Transfers & Payments: With NAB Mobile Banking App, it is easier to make a transfer and pay. With the NPP payments, you can make fast payments to eligible accounts such as to PayIDs, BSB and account numbers. You can create PayIDs by using your mobile number, email address or business number (ABN).
The app also lets you pay your bills with BPAY. You can add new payees and delete those you no longer need. You can also cancel or modify scheduled and recurring payments. Also, the ability to share your payment receipts by SMS, email or save them to your device. Not only that, but it also supports international payments and all the transactions are protected by NAB Defence which is built with security and anti-fraud system.
More Control: With NAB Mobile Banking App you have greater control of your accounts, cards, and transactions. You can even control the kinds of payments that can be made with your credit or debit cards. Even if you lost, stolen or damaged your card, you can temporarily block or unblock your card with just a few taps and order a new card; or replace a damaged card instantly.
Useful tools: There are also some helpful tools such as locating the nearest branch or ATM, calculators, work out loan repayments, calculate foreign exchange and forecast savings.
And lots more…
Rating: 2.2/5
That concludes our post on best Mobile Banking Apps in Australia 2020 to help you easily perform various banking tasks on the go, wherever you are.
SEE ALSO:
Best Banking Apps in the UK
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